Verified · 2026 Edition · 2 pages · Print-ready
VERIFIED · 2026 EDITION · IRS NOTICE 2025-67
2026 changed almost every number in your 401(k).
Free 2026 401(k) Update Brief — every key number on one page. The new mandatory-Roth catch-up for $150K+ earners, the alternative-assets unlock (EO 14330). Plain English. No upsell.
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▶ Watch the channel on YouTube§ 01 · What's inside
$24,500
Base employee limit 2026
(was $23,500) + catch-up · super catch-up 60–63 at $11,250 · combined cap $72,000
$150K+
SECURE 2.0 Roth trigger
Mandatory-Roth catch-up for prior-year FICA wages over $150,000 · effective Jan 1, 2026
EO 14330
Alternative-assets unlock
Trump's executive order opens 401(k) menus to private equity, real estate, digital assets · DOL rules pending
§ 02 · Sources
IRS Notice 2025-67 (Nov 13, 2025) · IRS.gov/cola · DOL.gov/ebsa · Federal Register 2025-15340 · SEC
Every figure in the brief is verbatim against primary sources. Verified June 2026.
§ 03 · The channel
Built for $150K+ earners and serious savers.
Weekly deep-dives on the rules nobody explains — SECURE 2.0, EO 14330, IRS Notice updates, Roth conversions, RMD ages, super catch-up window. Plain English, verbatim sources, never advice.
→ youtube.com/@401kDecoded§ 04 · Frequently asked
Is this financial advice?
No. The brief is educational content only — not financial, tax, or legal advice. Every figure is verbatim from IRS Notice 2025-67 (Nov 13, 2025), IRS.gov/cola and DOL.gov. Consult a licensed fiduciary before acting on any information.
Who is this for?
Anyone with a 401(k) — especially $150K+ earners affected by the SECURE 2.0 mandatory-Roth catch-up rule, and savers aged 60–63 with the $11,250 super catch-up window.
Will I get spam?
No. One email with the PDF link, then occasional updates when the IRS publishes new Notices. Unsubscribe in 1 click, never sold to third parties.
How current is the brief?
Verified verbatim against IRS Notice 2025-67 (published Nov 13, 2025), DOL.gov, and the Federal Register. Updated when the IRS publishes the next annual COLA Notice (typically Nov 2026 for tax year 2027).
What about Executive Order 14330?
EO 14330 (signed Aug 7, 2025) instructed the DOL to reduce regulatory barriers for plans offering private equity, real estate, digital assets, infrastructure and lifetime-income products. DOL proposed regulations Apr 2026; rule-making ongoing. The brief includes the framework + due-diligence checklist before opting in.